An income of more than $100,000 a year for a single person is now listed as low income in four San Francisco Bay Area counties, according to the 2025 State Income Limits set by the California Department of Housing and Community Development.
The four counties are San Mateo, San Francisco, Marin, and Santa Clara. Nearby Santa Cruz County also lists six figures as low income, though it’s not adjacent to the Bay.
The income figures are used to determine residents’ eligibility for certain programs, such as housing assistance. Low income is usually 80 percent of median family income, although the number may be adjusted based on other factors, the report states….