Health premiums in the Affordable Care Act Marketplace will rise by double-, even triple-digit percentages, according to some forecasts, while experts say the numbers can be misleading.
To get the full picture, it’s necessary to understand what’s happening with the federal subsidies that help pay for the insurance known as Obamacare, and how the rising costs are being presented.
Most Marketplace users will still find affordable coverage, experts say. But that doesn’t mean health care costs are not skyrocketing beneath the surface.
Here’s how the Marketplace works and what to expect when selecting a plan for 2026.
How It Works
People with household income between 100 percent and 400 percent of the federal poverty level receive a subsidy from the federal government to help buy health coverage through the Marketplace….